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You might be wondering to know what factors meet the classic bike criteria that reduce the classic motorbike insurance premium than any other standard bike insurance premium. Here are a few the factors which meet the classic bike criteria
1. The classic motorbike must be at least 20 years old.
2. The insurance policy will have a limited mileage restriction that generally ranges from 2000, to 3500 or 5000 miles in a single year. Thus the lower the mileage, the lower the usage, thus reduces the risk of road accidents.
3. The insured must have another vehicle for daily commute which again reduces the amount the bike is actually used on the roads.
4. When not in use, the classic bike must be kept in some secure, locked garage at the home address when not in use. If the bike will be kept safe , it will reduce the risk of theft which in turn reduces the cost of the bike insurance premium.
5. The insurance policy restricts the usage of bike to domestic, social and for joy rides or pleasure use only thus excluding commuting again and possibly reducing the amount of time the motorbike is on the road.
6. The owner of the bike must be over thirty years of age and must have held full motorbike driving licence for at least two years. Age and experience of the classic bike rider thus makes a bearing on the insurance premium.
Most of these insurance benefits are provided only under a Classic motorcycle insurance policy that would not be normally included under a standard motorcycle policy.
Riding your cruiser safely
09/11/09
Having a picnic on the beach is a good idea. Everybody likes to eat outside, and even your children are guaranteed to clean those paper plates in the matters of minutes. It is also great fun to take bike rides along the beach. Thankfully modern women’s micargi can be equipped with backseats or even baby carriers so the whole gang can come along.
Riding bikes is very good for your body. It is bound to fill your lungs with oxygen and give you a healthy glow and a good appetite. But there are some rules of riding men’s micargi safely for the whole family. First of all it has to be a good quality bike that offers both sturdiness, easy pedalling, good balance and great safety. When taking children onto a bike it is strongly advisable to use only high quality seat and carriers that are approved by official safety authorities. Helmets are a must even if you are taking a short ride along the beach because you never know what might happen along the way. Also when you carry heavy packets of food, it is a good idea to put them into special baskets for your model of cruiser instead of letting the sacks hang to one side. This can give the bike a dangerous misbalance and hinder safety. So have fun and be safe!